Other Data

Who applied for a new mortgage

"Race - ethnicity", as recorded on the loan application (ordered by most to least applications)

• Black or African American - Not Hispanic or Latino
  69.2% of applicants
  63 applications / 47 issued, 16 denied (25.4% denied)
  $9,235,000 of money applied for
• Information not provided by applicant in mail, Internet, or telephone application - Information not provided by applicant in mail, Internet, or telephone application
  7.7% of applicants
  7 applications / 7 issued, 0 denied (0.0% denied)
  $823,000 of money applied for
• Not applicable - Not applicable
  7.7% of applicants
  7 applications / 5 issued, 2 denied (28.6% denied)
  $802,000 of money applied for
• Black or African American - Hispanic or Latino
  6.6% of applicants
  6 applications / 3 issued, 3 denied (50.0% denied)
  $580,000 of money applied for
• White - Not Hispanic or Latino
  3.3% of applicants
  3 applications / 3 issued, 0 denied (0.0% denied)
  $405,000 of money applied for
• White - Hispanic or Latino
  3.3% of applicants
  3 applications / 2 issued, 1 denied (33.3% denied)
  $300,000 of money applied for
• Information not provided by applicant in mail, Internet, or telephone application - Not Hispanic or Latino
  2.2% of applicants
  2 applications / 2 issued, 0 denied (0.0% denied)
  $386,000 of money applied for

About this Census tract, race, and ethnicity

Race and ethnicity labels are the same ones used by the U.S. Census Bureau, which says, among other things, that someone who identifies as Hispanic or Latino can be of any race and that Asian has many subgroups.

Hispanic or Latino, any race

0 people / 0.0%

Black, not Hispanic or Latino

1,397 people / 97.0%

White, not Hispanic or Latino

38 people / 2.6%

Asian, not Hispanic or Latino

0 people / 0.0%

People of other races and ethnicities

5 people / 0.3%

Learn more about this area

A Census tract is an area the U.S. Census Bureau uses to count people and estimate population characteristics there, including about educational attainment, personal and household income, housing types and costs, and more. In urban areas, Census tracts are only a couple of blocks wide and a couple of blocks long.

The full ID of this Census tract is 17031440700. Find all those statistics for this Census tract on Census Reporter.

Further reading

• The New York Times found that some Census tracts are "diversifying" because new homeowners are overwhelmingly white (2019)
• Look over the redlining maps drawn by the federal government in the 1930s and used by banks to avoid lending in areas (if a single Black person lived in an area, it was marked red)

Loan amount statistics

• smallest: $5,000
• largest: $255,000
• average: $137,703
• median: $147,000

Denial statistics

91 applications in this Census tract from 2012-2018; 22 were denied (24.2%).

Lenders across Chicago top 10 most money lent

1. Guaranteed Rate
   Total lent: $8.2B
2. JPMorgan Chase
   Total lent: $7.5B
3. Wells Fargo
   Total lent: $3.6B
4. Wintrust
   Total lent: $2.7B
5. Perl Mortgage
   Total lent: $2.1B
6. Citigroup
   Total lent: $1.9B
7. Associated Bank
   Total lent: $1.8B
8. Bank of America
   Total lent: $1.5B
9. Fifth Third Bank
   Total lent: $1.3B
10. U.S. Bank
    Total lent: $1.1B
11. PNC
    Total lent: $1.1B
12. Draper and Kramer Mortgage Corp.
    Total lent: $1.1B

The list above was created by the WBEZ/City Bureau investigation. We are using HMDA data that WBEZ and City Bureau assembled the HMDTA data from two sources.

Lenders in this Census tract

1. Guaranteed Rate
   13.2% of applications
   12 applications / 7 issued, 5 denied (41.7% denied)
   $1,159,000 of money applied for
2. Inland Bank & Trust
   6.6% of applications
   6 applications / 6 issued, 0 denied (0.0% denied)
   $819,000 of money applied for
3. Wintrust
   6.6% of applications
   6 applications / 4 issued, 2 denied (33.3% denied)
   $972,000 of money applied for
4. Citibank
   2.2% of applications
   2 applications / 2 issued, 0 denied (0.0% denied)
   $331,000 of money applied for
5. DIRECTORSFINANCIALGROUP
   2.2% of applications
   2 applications / 2 issued, 0 denied (0.0% denied)
   $271,000 of money applied for
6. First Centennial Mortgage
   2.2% of applications
   2 applications / 0 issued, 2 denied (100.0% denied)
   $470,000 of money applied for
7. FIRSTGUARANTYMORTGAGE
   2.2% of applications
   2 applications / 2 issued, 0 denied (0.0% denied)
   $341,000 of money applied for
8. INLANTAMORTGAGE
   2.2% of applications
   2 applications / 2 issued, 0 denied (0.0% denied)
   $224,000 of money applied for
9. LIMAONECAPITAL
   2.2% of applications
   2 applications / 1 issued, 1 denied (50.0% denied)
   $286,000 of money applied for
10. loanDepot
    2.2% of applications
    2 applications / 0 issued, 2 denied (100.0% denied)
    $370,000 of money applied for

The top 20 lenders in the list above was automatically generated by our system using the HMDA data from the WBEZ/City Bureau investigation.

top 20 most new mortgage applications

11. MAEDGEN&WHITELTD
    2.2% of applications
    2 applications / 2 issued, 0 denied (0.0% denied)
    $165,000 of money applied for
12. MARQUETTENAT
    2.2% of applications
    2 applications / 2 issued, 0 denied (0.0% denied)
    $290,000 of money applied for
13. NEWAMERICANMORTGAGE
    2.2% of applications
    2 applications / 2 issued, 0 denied (0.0% denied)
    $401,000 of money applied for
14. Perl Mortgage
    2.2% of applications
    2 applications / 1 issued, 1 denied (50.0% denied)
    $211,000 of money applied for
15. Quicken Loans
    2.2% of applications
    2 applications / 2 issued, 0 denied (0.0% denied)
    $369,000 of money applied for
16. Wells Fargo
    2.2% of applications
    2 applications / 1 issued, 1 denied (50.0% denied)
    $281,000 of money applied for
17. AMERICANAIRLINESFEDERALCREDITUNION
    1.1% of applications
    1 application / 1 issued, 0 denied (0.0% denied)
    $133,000 of money applied for
18. AmericanPortfolioMortgage
    1.1% of applications
    1 application / 1 issued, 0 denied (0.0% denied)
    $206,000 of money applied for
19. AMERIFIRSTFINANCIAL
    1.1% of applications
    1 application / 1 issued, 0 denied (0.0% denied)
    $147,000 of money applied for
20. AMERISAVEMORTGAGE
    1.1% of applications
    1 application / 0 issued, 1 denied (100.0% denied)
    $65,000 of money applied for