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C146 Home Owners' Loan Corporation (HOLC) map

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Images, News, Developments

Austin’s Homeowning History - How blockbusting, bank loans and barriers play into the neighborhood’s homeownership (, Chicago, IL)
Author: Patsy Newitt

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Parcels & Properties within C146 Home Owners' Loan Corporation (HOLC) map

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Notes about our property data

Use one of the tools buttons to see more data. Many properties don't have information about property owners. This is because the properties are non-taxable (tax exempt) and thus the tax billing name & address isn't included in the source data (Cook County Assessor). Building age data is not always reliable. This feature was supported by the Metropolitan Planning Council.

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Data update schedule

Property information is updated twice a year; tax and property classification information is updated after the second tax bill goes out (mid summer), and assessment information is updated when a triad is re-assessed (varies based on location).

More info about C146 Home Owners' Loan Corporation (HOLC) map Show/hide this section

Top general contractors

by permits pulled in the last 60 days

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Activity statistics generated at 9/17/2020 8:40 AM

Last building permit was issued on 8/6/2020

issued yesterday
0 9/16/2020
issued last 7 days
issued last 90 days
8 3/21/2020 to 9/16/2020
issued last 180 days
20 3/21/2020 to 9/16/2020

Last building violation was issued on 9/14/2020

issued yesterday
0 9/16/2020
issued last 7 days
issued last 90 days
11 3/21/2020 to 9/16/2020
issued last 180 days
20 3/21/2020 to 9/16/2020

Last property was transferred on 6/30/2020

transferred yesterday
0 9/16/2020
transferred last 7 days
transferred last 90 days
2 3/21/2020 to 9/16/2020
transferred last 180 days
6 3/21/2020 to 9/16/2020

Last Chicago-owned property was added on 2/21/2020

added yesterday
0 9/16/2020
added last 7 days
added last 90 days
0 3/21/2020 to 9/16/2020
added last 180 days
0 3/21/2020 to 9/16/2020

Our property transfer data is updated quarterly, so data may be up to three months behind.

Grade C - Definitely Declining
From the Home Owners' Loan Corporation (HOLC) report, dated Chicago (N.W.) 3rd Mar. 1940 C-146:
This area is bounded on the north by Lake St., on the south by Columbus Park, and on the west by the neighboring village of Oak Park. The terriain is flat and the area is about 100% built up. There is heavy traffic along Lake St., Washington Blvd. Madison St., Austin Ave. (the western boundary) and Central Ave. (the eastern boundary). High schools, grammar schools, and churches are convenient. Residents shop at fine shopping center in Oak Park. There are also numerouss small stores along Lake St., and along Madison St. There are many large apartment buildings along the boulevards above mentioned, and these are largely occupied by Hebrew tenants. As a whole the area would probably be 20-25% Jewish. Some of this migration is coming from Lawndale and from the southwest side of Chicago. Land values are quite high due to the fact that the area is zoned for apartment buildings. This penalizes single family occupancy because of high taxes based on exclusive land values, which are from $60-80 a front foot, altho one authority estimates them at $100 a front foot. An example of this is shown where HOLC had a house on Mason St. exposed for sale over a (over) period of two years at prices beginning at $6,000 and going down to $4,500. it was finally sold for $3,800. The land alone is taxed based on a valuation exceeding that amount. This area is favored by good transportation and by proximity to a good Catholic Church and parochial school. There are a few scattered two flats in which units rent for about $55. Columbus Park on the south affords exceptional recreational advantages. The Hawthorne Building & Loan, Bell Savings Building & Loan, and Prairie State Bank have loaned in this area, without the FHA insurance provision. The amounts are stated to be up to 50% and in some cases 60%, of current appraisals. Age, slow infiltration, and rather indifferent maintenance have been considered in grading this area "C".

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Home Owners' Loan Corporation (HOLC) map

C146 is one of 580 Home Owners' Loan Corporation (HOLC) map Places in our database. View all other Home Owners' Loan Corporation (HOLC) map Places.

C146 spans 2 municipalities: Chicago, Oak Park

C146 spans 1 county: Cook

C146 dimensions

  • The area of C146 is 0.32 square miles / 203.10 acres
  • The perimeter length of C146 is 2.3 miles / 11,969.2 feet

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Buildings data

Chicago building permits in C146 latest permit issued on 8/6/2020 20 permits issued in the last 180 days

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Year-over-year permits

Summarizing Chicago building permit activity in C146 Home Owners' Loan Corporation (HOLC) map since 2006

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Building footprints

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Housing market info for C146

Submarket 1 98.9% of C146

Lowest income, high distress, declining population, urban

Submarket 1 consists primarily of urban areas concentrated on the south and west sides of the City of Chicago, but also includes parts of Waukegan, Joliet, and south suburban Cook County. These communities are medium density with many 2–4 flats built before 1940. High rates of vacancy, foreclosures, and distressed sales in Submarket 1 may undercut the quality of existing homes. Significant population loss in Submarket 1 communities is likely both a cause and an effect of local levels of property distress. Nonetheless, Submarket 1 has good access to the regional transportation network, which helps keep transportation costs low. Despite low housing values and costs, declining incomes among Submarket 1 households have led to increased rates of cost burden. Educational attainment levels are low, and households in this submarket are lower income with the largest income declines of any of the submarkets. The submarket has experienced high unemployment, which has increased over time. Communities in this submarket are also aging, now with a greater share of older adults and fewer children under 15.

Submarket 3 0.8% of C146

Higher density urban, high income, young, high home prices and rents

The majority of submarket 3 falls within the boundaries of Chicago, as well as parts of Oak Park and Evanston and can generally be characterized as a strong urban market. High and growing incomes generally mitigate high and increasing home prices and rents, resulting in lower levels of cost burden. Submarket 3 has the lowest transportation costs of any submarket. The housing stock can be characterized as high density urban, primarily consisting of older homes. While many residents of this submarket rent, only in submarket 3 did the share of households renting decline. Lower levels of subsidized housing are found in this submarket. Submarket 3 has a very active housing market with high levels of mortgage activity, turnover, and low vacancy. There are low levels of foreclosure activity and cash sales. The households in this submarket are younger, middle and higher income, with high levels of educational attainment. Smaller households, often 1-person, with few children fit the submarket’s high-density design. Submarket 3 was the only submarket to see an increase in median household income.

Submarket 6 0.3% of C146

High cost suburban housing stock, low density, high income, aging

Submarket 6 is the most affluent submarket in the region. Despite high home prices and rents, housing cost burden is low due to high incomes. This submarket shares the trait of high transportation costs with other suburban submarkets. The housing stock can be characterized as mostly single-family homes with a mix of both older and newer housing. This largely owner-occupied submarket includes low levels of subsidized housing. Low foreclosure and vacancy levels and a high mortgage activity level have generated a strong housing market. The submarket is composed of mostly highly educated households, with a high share of 2 to 4 person households, moderate levels of children, and the highest increase in people age 60 and over.

What are submarkets?

There are eight submarkets, or clusters of similar housing issues and neighborhood characteristics scattered throughout Chicagoland. Submarkets are not contiguous. The "cluster" information is from the Regional Housing Solutions and is based on data from the American Community Survey, collected in 2009-2013, and is a collaboration among CMAP, Institute for Housing Studies, Metropolitan Mayors Caucus, and Metropolitan Planning Council.


Chicago-owned properties

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Property Sales (PTAX) latest transaction on 6/30/2020 6 transactions in the last 180 days

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Affordable housing in Chicago

Affordable housing developments in C146

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High property tax increases

Residential properties with property tax increase 2017 to 2018 ≥25% in C146

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Businesses Map & Spreadsheet Chicago business licenses since 2001

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Proposed Projects leads generator

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Other Data

Historic Resources Survey 1995 survey - orange & red-rated only

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Storage tanks

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311 Reports

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Opportunity Zones

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