Illinois State Senator Toi W. Hutchinson (40th) Illinois State Senate


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Use one of the tools buttons to see more data. Many properties don't have information about property owners. This is because the properties are non-taxable (tax exempt) and thus the tax billing name & address isn't included in the source data (Cook County Assessor). Building age data is not always reliable. This feature was supported by the Metropolitan Planning Council.

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Property information is updated twice a year; tax and property classification information is updated after the second tax bill goes out (mid summer), and assessment information is updated when a triad is re-assessed (varies based on location).

More info about Illinois State Senator Toi W. Hutchinson (40th) Illinois State Senate

Illinois State Senator Toi W. Hutchinson (40th) Stats

The area of Illinois State Senator Toi W. Hutchinson (40th) is 854.12 square miles.

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Housing market info for Illinois State Senator Toi W. Hutchinson (40th)

Submarket 8 78.9% of Illinois State Senator Toi W. Hutchinson (40th)

Suburban 1980-99 housing stock, high/middle income, suburban, aging

Submarket 8 is a suburban and low density submarket largely built after 1980. Primarily made up of owner-occupied homes where higher household incomes more than offset higher home prices and rents. Transportation costs are significantly higher than the regional average. Foreclosures have taken place in this submarket, but not nearly at the levels seen elsewhere. Vacancy rates are low. Like submarket 7 this submarket consists of mostly two to four person middle aged, middle- to-higher-income families with a moderate level of educational attainment and a steady decrease in the number of children per family. Population is growing in this submarket.

Submarket 7 9.1% of Illinois State Senator Toi W. Hutchinson (40th)

High population growth, newest housing stock

Rapid population growth since 2000 defines this submarket. In fact, it is the fastest growing of all eight segments tracked in this study. Submarket 7 primarily consists of exurbs in McHenry, Kane, Kendall and Will Counties but also includes the downtown core of Chicago. The housing stock in the exurbs is primarily low density and has few rental units. Housing in Chicago’s downtown core is a mix of high rise owner-occupied and rental units. The shared traits of recent growth and expansion help to define this submarket, but there are big variations in data. High transportation costs in the fringe areas of the submarket contrast with the low transportation costs found in the core of Chicago. Despite strong market conditions before 2008, moderate levels of lending, foreclosure activity, and distressed sales are present in the exurbs. Overall, the submarket typically consists of middle to higher income households with children and a relatively high level of educational attainment.

Submarket 5 6.1% of Illinois State Senator Toi W. Hutchinson (40th)

Suburban 1960-79 housing stock, moderate but declining incomes, lower cost stock

Submarket 5 is a predominantly suburban cluster with many similarities to Submarket 4, except that its housing stock is less dense and slightly newer (built between 1960 and 1979). This submarket has seen fairly substantial increases in housing cost burden, due to considerable declines in income and high transportation costs. Despite being largely owner occupied, there are high levels of renters and subsidized housing relative to other suburban submarkets. The submarket’s moderate levels of foreclosure activity and moderate to high levels of distressed and cash sales illustrate weak investment and market conditions. Submarket 5 is the only submarket with declining home prices. In regards to demographic and socioeconomic characteristics, this submarket primarily consists of moderate income households with lower levels of educational attainment. It can be characterized as a family area with a moderate share of children.

Submarket 4 3.3% of Illinois State Senator Toi W. Hutchinson (40th)

Suburban post-war housing stock, moderate- and middle-income, lower cost stock

Submarket 4 is comprised of low-density neighborhoods built between World War II and 1959. Housing is mostly owner-occupied, and very little housing is subsidized for low- and moderate-income families. Despite some foreclosures and distressed sales, the private market continues to function, with moderate levels of mortgage lending. The middle-income households that live in these areas struggle with increasing cost burden, due, in part, to higher transportation costs and declining incomes. The submarket has a moderate number of children and a growing older population (60+).

Submarket 1 1.3% of Illinois State Senator Toi W. Hutchinson (40th)

Lowest income, high distress, declining population, urban

Submarket 1 consists primarily of urban areas concentrated on the south and west sides of the City of Chicago, but also includes parts of Waukegan, Joliet, and south suburban Cook County. These communities are medium density with many 2–4 flats built before 1940. High rates of vacancy, foreclosures, and distressed sales in Submarket 1 may undercut the quality of existing homes. Significant population loss in Submarket 1 communities is likely both a cause and an effect of local levels of property distress. Nonetheless, Submarket 1 has good access to the regional transportation network, which helps keep transportation costs low. Despite low housing values and costs, declining incomes among Submarket 1 households have led to increased rates of cost burden. Educational attainment levels are low, and households in this submarket are lower income with the largest income declines of any of the submarkets. The submarket has experienced high unemployment, which has increased over time. Communities in this submarket are also aging, now with a greater share of older adults and fewer children under 15.

Submarket 2 0.7% of Illinois State Senator Toi W. Hutchinson (40th)

Higher density urban and suburban, large households, high foreclosure/moderate vacancy, low/moderate income

Submarket 2 consists of urban and suburban homes built before 1940 in parts of Chicago, Aurora, Elgin, Joliet, and Waukegan. Declining incomes likely influence the high and increasing levels of cost burden. Low transportation costs moderate concerns about high levels of cost burden. Many households rent, but comparatively fewer live in subsidized units than in submarket 1. The submarket has higher levels of foreclosure activity, but moderate levels of vacancy. Mortgage investment is low but cash sales are high, which when combined with the high foreclosure rates and low vacancy rates, points to the transitioning of homes from owners to renters. The larger households in submarket 2 frequently have children under the age of 15.

Submarket 6 0.7% of Illinois State Senator Toi W. Hutchinson (40th)

High cost suburban housing stock, low density, high income, aging

Submarket 6 is the most affluent submarket in the region. Despite high home prices and rents, housing cost burden is low due to high incomes. This submarket shares the trait of high transportation costs with other suburban submarkets. The housing stock can be characterized as mostly single-family homes with a mix of both older and newer housing. This largely owner-occupied submarket includes low levels of subsidized housing. Low foreclosure and vacancy levels and a high mortgage activity level have generated a strong housing market. The submarket is composed of mostly highly educated households, with a high share of 2 to 4 person households, moderate levels of children, and the highest increase in people age 60 and over.

What are submarkets?

There are eight submarkets, or clusters of similar housing issues and neighborhood characteristics scattered throughout Chicagoland. Submarkets are not contiguous. The "cluster" information is from the Regional Housing Solutions and is based on data from the American Community Survey, collected in 2009-2013, and is a collaboration among CMAP, Institute for Housing Studies, Metropolitan Mayors Caucus, and Metropolitan Planning Council.


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